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Better Home Loan Rates Start Here

A better home loan minus the complexity. Let our platform do the heavy lifting and save today!

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What Our Customers Are Saying

Craggle - fantastic service - highly recommend them, very efficient, super friendly and a great saving of almost 2% on our home loan rate.


Amazing and helpful team. They make the whole process of refinancing less stressful. The team is helpful and able to give us some strategies in investing in our money at the right place. So grateful to have their support.


After trying several different avenues to find a mortgage broker who could help us (Canstar, Joust, approaching individual brokers), we heard about Craggle and decided to give it a go. The sign up was very easy and within a couple of days we had an offer that saved us $10,000/year


Connecting you with leading banks

Virgin Money
St. George
ME Bank
Commonwealth Bank of Australia (CBA)
Macquarie Bank
Bank West
Bank of Melbourne
Bank of Queensland
Bendigo Bank
National Australia Bank (NAB)
Heritage Bank

What's a Craggle?

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Craggle is a clever little way of putting you back in control of your Home Loan rate!

Are you after a better personalised home loan, at your fingertips? Then Craggle is for you! Our secure 3-minute sign up will put you one step closer to getting a fairer rate on your Home Loan.

We give your existing bank the opportunity to retain with you a better rate, whilst also sourcing refinance rates from other banks.

The final decision, whether to stay or go, is completely up to you.

What are Craggle’s interest rates?

Craggle is different to other providers - we don’t just show you advertised rates. We negotiate directly with banks to provide you with competitive rates - both from your current bank, and new banks giving you greater mortgage choice in the loan market.

We’re starting with home loans, but we’re on a mission to provide the easiest way to a good deal, everywhere.

How Craggling can benefit you

Register with us!
It only takes 3 mins! Simply answer some questions about yourself and your current home loan for our impartial assessment. Your information is always secure!
Let the power of the people grow!
We pool like minded customers to increase your bargaining power and gather personalised offers from lenders.
Make your decision
Choose the option(s) that best suits your needs!
Looking for a better deal?

It's free & easy to Craggle!

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Refer a friend for $100*
Successfully refer a friend - and both you and your friend will receive $100*

How To Find Home Loan Refinance Offers With Craggle?

Feeling stuck with your current home loan? It’s time to explore home loan refinance offers with us at Craggle.

This guide simplifies the complexities of refinancing, from understanding its potential benefits to determining your eligibility. Read along and discover how Craggle can help you access fairer deals.

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Australia's Top Digital Mortgage Platform

Craggle's Digital Services

In an era where convenience and efficiency are paramount, Craggle stands out as a pioneering digital platform in the Australian financial sector, offering comprehensive mortgage solutions at the click of a button. Specialising in services such as "mortgage broker" support and "home loan options", Craggle leverages cutting-edge technology to deliver personalised and accessible mortgage options to homeowners nationwide. This digital approach not only simplifies the process of obtaining a mortgage but also ensures that every Australian, regardless of location or time zone, can access assistance when they need it the most.

By transforming traditional barriers into digital opportunities, Craggle redefines what it means to be a mortgage holder in today's connected world. Whether you're looking to refinance your home loan, explore new home loan options, or take advantage of the latest "Home Loan Refinance Offers", Craggle provides a seamless, user-friendly platform that aligns with your lifestyle and schedule.

Accessibility for Every Mortgage Holder, Australia Wide

Craggle’s digital-first approach marks a significant evolution in how mortgage services are delivered across Australia. Traditionally, accessing expert mortgage advice often required physical visits to a broker or financial institution, limiting options for those in remote or underserved areas. Craggle disrupts this model by offering a comprehensive online platform where users can connect with experienced "mortgage brokers" and explore a wide range of "home loan options" without ever leaving their homes.

Eliminating Geographic Barriers

Through its robust digital platform, Craggle ensures that whether you reside in the bustling streets of Sydney or the quiet countryside of Tasmania, the same level of service and expertise is available at your fingertips. This inclusivity fosters a fair financial playing field across the nation, empowering more Australians to make informed decisions about their home financing.

Extending Reach Beyond Urban Centres

Craggle’s services are particularly transformative for residents in rural and remote areas, where traditional banking and mortgage services can be sparse. By accessing Craggle’s online resources, potential homebuyers and existing homeowners no longer face the disadvantage of location. They can compare "home loan refinance" options, receive real-time updates on "refinance mortgage" rates.

Technology Bridging the Distance

The use of advanced technology not only facilitates this wide reach but also ensures that all interactions are secure, personalised, and tailored to meet the unique needs of each customer. Craggle’s platform employs sophisticated algorithms to analyse user data and provide impartial assessment of their current situation, making the quest for the perfect home loan as effortless as possible.

24/7 Assistance: Anytime, Anywhere

In today's fast-paced world, the ability to manage financial matters on your own schedule is not just a convenience—it's a necessity. Craggle embraces this need by offering 24/7 availability, ensuring that whether it's the crack of dawn or late at night, their digital services are always at your disposal. This round-the-clock availability is a cornerstone of Craggle’s commitment to customer-centric service.

A Service That Fits Your Lifestyle

No longer constrained by traditional banking hours, Craggle users can explore "Mortgage Refinance" options, submit inquiries, and even submit "refinance home loan" applications whenever it suits them best. This flexibility is particularly beneficial for those who juggle busy schedules or live in different time zones across Australia.

Utilising Technology for Uninterrupted Service

The backbone of this uninterrupted service is Craggle’s sophisticated digital infrastructure, which uses state-of-the-art technology to maintain seamless operations day and night. Automated systems ensure that the platform remains operational, secure, and efficient, while human experts are available via chat or phone for personalised assistance. This blend of technology and human touch points ensures that every user interaction is handled with care and precision.

Tailored Home Loan Solutions Through Advanced Technology

Craggle harnesses the power of cutting-edge technology to redefine the experience of obtaining and managing a home loan. Through sophisticated digital tools, Craggle offers personalised services that cater to the unique financial circumstances of each user, thus making "home loan refinance" and finding "refinance mortgage" options more accessible and customised.

Streamlining the Refinance Process with Craggle

Craggle has revolutionised the way homeowners approach the refinance process, turning what can often be a daunting task into a straightforward and stress-free experience. By leveraging its digital platform, Craggle offers clear, step-by-step guidance and tools that help users navigate the complexities of "refinance home loan" and "refinance mortgage" options with ease.

Simplified Steps to Refinancing

The journey to refinancing with Craggle begins with a simple online interaction that users can complete at their leisure. The platform guides users through each step, from entering basic financial information to exploring "refinance offers" options. Each step is designed to be user-friendly and is supported by helpful tips and FAQs to ensure users feel confident and informed throughout the process.

Real-Time Support and Assistance

Understanding that questions and concerns can arise at any time, Craggle provides real-time support to assist users. Whether it’s a query about "Home Loan Refinance Offers" or specific details about loan terms, Craggle’s customer service team is available to provide answers and guidance. This immediate access to expert help significantly reduces the stress and uncertainty that can accompany financial decisions.

Success Stories and Testimonials

To illustrate the effectiveness of their refinancing services, Craggle features success stories and testimonials from satisfied customers. These real-life examples provide prospective users with relatable scenarios and outcomes, showcasing the tangible benefits of using Craggle to refinance their mortgages. These stories not only enhance trust in the platform but also demonstrate the real-world impact of streamlined and personalised refinancing.


Craggle’s innovative digital services are transforming the mortgage industry in Australia, making it easier, faster, and more accessible for homeowners across the country to manage their mortgage needs. By breaking down geographical barriers, offering 24/7 customer support, and utilising advanced technology to provide tailored home loan solutions, Craggle ensures that every Australian can access top-tier financial services at a time and place that suits them best.

Whether you are exploring "home loan options", seeking "Home Loan Refinance Offers", navigating the "refinance mortgage" process, or a Trusted Advisor looking for the best Home Lending solution for your Clients, Craggle's user-friendly platform and expert support make it the ideal choice for modern homeowners. With Craggle, you're not just refinancing your home loan; you're taking a step towards smarter financial management and peace of mind.

Craggle service areas include, but are not limited to:

  • Melbourne, Victoria
  • Sydney, New South Wales
  • Brisbane, Queensland
  • Perth, Western Australia
  • Adelaide, South Australia
  • Gold Coast, Queensland
  • Newcastle, New South Wales
  • Canberra, Australian Capital Territory
  • Sunshine Coast, Queensland
  • Central Coast, New South Wales
  • Wollongong, New South Wales
  • Geelong, Victoria
  • Hobart, Tasmania
  • Townsville, Queensland
  • Cairns, Queensland
  • Toowoomba, Queensland
  • Darwin, Northern Territory
  • Ballarat, Victoria
  • Bendigo, Victoria
  • Albury, New South Wales
Frequently Asked Questions (FAQ)
Where are Craggle's interest rates?
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What is a ‘Craggle Event’?
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What are Craggle's costs to me?
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Are people in the same Craggle Event able to see each other's information?
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What happens if one person in an Event rejects a Bank's offer, do they ruin it for everyone?
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Is Craggle safe?
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Why is Craggle better than other options?
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What happens after I accept a Refinance offer?
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Craggle: your crowd-haggling hero for home loans

Craggle is your friendly neighbourhood superhero, swooping in to save the day in the home loan universe. We’re all about the power of Crowd Haggling, putting you back in the driver’s seat of your home loan journey. We’re your trusty sidekick, helping you get a fair go when you’re looking to refinance on mortgage right from your comfy couch.

By rallying together like-minded Aussies, we boost your bargaining power, ensuring you get fair offers from lenders. No more looking up terms like ‘home loan rate refinance’ on the web!

But we’re not just about home loan refinance offers. Our mission? To make snagging great deals everywhere as easy as a fist bump.

We’re here to make sure everyone’s bank plays fair and offers competitive rates to our Cragglers. Whether you’re looking to renegotiate the interest rate refinance with your existing lender or exploring mortgage choice across the loan market and venture into new territories with a refinance, we’re your trusted guide. So, come on board, and let’s shake up the home loan scene together. Get started with Craggle today!