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Better Home Loan Rates Start Here

Compare Thousands of Home Loans to find your Best Match, Fast. Unlock Low Rates and Start Saving Today!

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We can do a lot, with just a little

By answering a couple of simple questions about you, we can

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Compare Thousands of Loans Across 50+ Lenders

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Show Best Rate Options that Suit Your Needs

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Save Time, Paperwork and Stress

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Expert Lender Advice, Anytime You Need

Reduce complexity with smart tools

Through our secure portal:

  • Get Application Updates
  • Upload Documents
  • Chat with your Broker
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Compare >7,700 loan options across 50+ lenders to find the right loan for you

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Best home loan rates

Starting from

Owner Occupied

5.64% p.a.comparison rate: 5.65% p.a.

Investment

5.79% p.a.comparison rate: 5.80% p.a.
Disclaimer: Rates based on: $600k loan | 80% LVR | P&I repayments | 25 Year Loan Term. Further conditions, fees and charges may apply.

What Our Customers Are Saying

Craggle - fantastic service - highly recommend them, very efficient, super friendly and a great saving of almost 2% on our home loan rate.

MICHAEL R - NSW

Amazing and helpful team. They make the whole process of refinancing less stressful. The team is helpful and able to give us some strategies in investing in our money at the right place. So grateful to have their support.

NATY K - VIC

After trying several different avenues to find a mortgage broker who could help us (Canstar, Joust, approaching individual brokers), we heard about Craggle and decided to give it a go. The sign up was very easy and within a couple of days we had an offer that saved us $10,000/year

JEFF R - QLD

I felt that Craggle was easy to use. quick and very friendly. Definitely recommend them to anyone.

JUSTIN B - QLD

Excellent service. Simply completed an online form and Craggle did the rest to earn me a discounted home loan interest rate. I would recommend anyone to take advantage of this service.

SCOTT M - QLD

Craggle helped us to decrease our current variable home loan rate by 1.4%, which exceeded our expectations. The registration process is simple and fast. We were impressed with the personalised service they provided, including regular email updates on the status of our request. We are extremely satisfied with the service and the results we achieve.

MARK W - QLD

WOW! Luke and the Team offer an amazing service and exceeded our expectations. The savings they realised on our home loan interest rates were incredible. Luke and the Team really do provide a "fair go for all". Mortgage holders, do yourself a favour and sign up to Craggle!

MARK B - NSW

Went to my bank, they weren't interested in negotiating a better rate. Went to Craggle after I had seen it mentioned on The Today Show and managed to get a better rate which was applied straight away. Winning!

PETE H - NSW

The absolute BEST in the business. Super personalised service. I haven’t stopped referring people.

CELIA W - NSW

Had the opportunity to use Craggle for my home loan didn’t have to do anything craggle handled everything would highly recommend

LEE J - NSW

RECOGNITION AND FEATURES

Winner - 2025 Australian Enterprise Awards: Best Mortgage FinTech Company
Finalist - 2025 Australian Small Business Champion for Financial Services
2025 Local Business Award - Finalist
Nominee - 2025 MFAA Excellence Awards
Proud Supporter of RSPCA
Craggle Featured in Money Magazine
Craggle Featured as a 7News Exclusive
Craggle Featured in Australian Financial Review
Craggle Featured on 2GB - Money News
Craggle Featured on the Today Show
Craggle Featured in Australian Fintech
Craggle Featured in Mortgage Business
Craggle Featured in Capital Brief
Craggle Featured on 6PR Perth - Money News
Craggle Featured in DMARGE
Craggle Featured on 3AW Melbourne - Money News
Member of Mortgage & Finance Association of Australia

Simpler, Faster, More Transparent Aussie Home Loans

Ah, Australia—land of endless beaches, blistering sunshine, and a property market that can feel more unpredictable than a rogue roo on a bush track. Navigating home loans, whether you’re looking for the best mortgage lenders, the best mortgage deals, or the best home loan lenders, can feel like an uphill slog. But fear not, mate. Your friendly helper “Craggle” is here, dedicated to making home refinance and home mortgage loan searches simpler, faster, and more transparent than ever before.

Our industry-leading technology empowers you to easily compare more than 7,500 home loan options from over 30 lenders—all at once. This means you can find competitive interest rates and deals that best suit your needs, giving you a clear shot at the best mortgages for first time buyers, low house mortgage rates, or stellar refinance mortgage rates. Unlike other sites that dangle ‘Hero’ interest rates—teasers that only apply to a sliver of borrowers—we cut through the guesswork. No more wading through a swamp of vague offers. Instead, we use the info you provide to show you the real house refinance rates, best fixed rate mortgage options, and today’s mortgage interest rates you can actually expect to snag.

The Australian Mortgage Landscape: No More Guessing

In the Great Southern Land, the mortgage market shifts like outback sand dunes. Prices rise and fall, home mortgage interest rates bounce around, and lenders tweak their offers. But with Craggle’s help, you won’t be left scratching your head. We’ll guide you through every twist and turn—whether you’re looking to refinance my mortgage, tap into a refinance home equity loan, or compare refi mortgage rates.

That’s the beauty of our tech: instead of hours spent scouring dozens of websites, you see a curated selection of loans that fit your financial details. If your goal is to refinance your home or refinance my home loan for a better deal, we’ll show you exactly which lenders are likely to offer what you’re after. It’s a targeted approach that saves you time and ensures you’re only looking at the best home mortgage lenders for your unique circumstances.

Good Mortgage Lenders, Great Results

The old days of dusty brochures and cryptic interest rate promises are over. Craggle is all about flipping the script. We won’t just point you to “good” lenders—we’ll connect you with the best mortgage options that stand a real chance of improving your financial life. You see, “good” in our world means more than just a low number. It’s about transparency, fairness, and clarity on what you’re signing up for.

Best home lenders, best mortgage lenders, or best home mortgage lenders—you’ll find them all with a few clicks. Our platform shows you house mortgage rates and home refinance rates you can actually qualify for, not just a rosy scenario designed to lure you in. All of this is aimed at helping you make a decision that aligns with your needs, whether you’re aiming for the stability of a best fixed rate mortgage, hunting for the best mortgage rates 5 year fixed, or looking to lower your monthly payments with a smooth home refinance.

Today’s Mortgage Interest Rates, Your Way

Staying on top of today’s mortgage interest rates used to mean checking a dozen different lenders’ websites, comparing apples to oranges, and hoping you got it right. Not anymore. Our platform updates constantly, reflecting the true market conditions and using the info you provide to filter rates and deals you actually have a shot at securing.

This razor-focused approach makes comparing refinance mortgage rates straightforward. If you’re in the market to refinance my home loan, we’ll show you where you stand. Perhaps you’re curious about that refinance home equity loan you heard about, or maybe it’s time to switch your loan to pocket some extra savings. With our transparent interface, you’ll know exactly which lenders might say “G’day!” with a great offer and which ones might give you the cold shoulder.

Perfect for First-Time Buyers

For those dipping their toes into the property pool for the first time, the Aussie market can be daunting. But take it from Craggle: we make it easy to find the best mortgages for first time buyers. Just punch in your details, and we’ll whisk you straight to the deals that make sense for you. No more wading through complex eligibility criteria or dealing with rates that look heavenly but are actually unattainable.

You deserve a home loan experience as crisp and refreshing as a coastal breeze. We’ll match you with options that are not only realistic but are potentially perfect fits for your budget, lifestyle, and future plans. That’s the kind of transparency and speed that sets us apart.

Save Time, Save Money, Save Hassle

Our mantra at Craggle is about stripping away complexity. We take the slog out of sifting through best mortgage deals, refinance your home options, and best home loan lenders. With us, you get a portal into the real, feasible world of Australian home loans.

This is how we stand apart from competitors who love to showcase dazzling low rates that apply only if your situation is picture-perfect. We know everyone’s financial scenario is unique. That’s why our method involves looking closely at your information, crunching it through our industry-leading system, and presenting you with the house mortgage rates and terms that reflect your actual borrowing power.

Wrapping It Up: The Craggle Advantage

In a nation known for straight talk and no-nonsense hospitality, Craggle’s approach to mortgages fits right in. We’re not about flashy gimmicks or impossible promises. We’re here to help you secure the best mortgage lenders, find ideal refinance mortgage rates, and pick through best mortgage rates 5 year fixed options—quickly, easily, and with genuine transparency.

So, take a load off, grab your favourite cuppa, and know that whether you’re on a quest to refinance my mortgage or land the best mortgages for first time buyers, you now have a powerful ally in your corner. You’ve got the tools, the insights, and the clarity to make confident decisions. With Craggle, it’s never been simpler, faster, or more transparent to find your way home.

Disclaimer: Unless otherwise specified, the opinions expressed in this article are strictly for general informational and entertainment purposes only and should not be taken as financial advice or recommendation. Views are subject to change without notice at any time.